Salary Calculator (PAYE) 2026
Fast, accurate calculations powered by live data. Always up-to-date.
Calculate Your Net Salary
Your salary before tax and deductions
Your Salary Breakdown
Gross Salary
R50000.00
Income Tax (PAYE)
-R9000.00
UIF Deduction (1%)
-R500.00
Net Salary
R40500.00
Effective Tax Rate
18.00%
Take-Home %
81.00%
Understanding Your Salary
What is PAYE?
PAYE (Pay As You Earn) is a tax system where employers deduct income tax from employees' salaries monthly. It's based on progressive tax brackets set by SARS.
South African Tax Brackets 2026
- R0 - R237,100: 18%
- R237,101 - R370,500: 26%
- R370,501 - R512,800: 31%
- R512,801 - R673,000: 36%
- R673,001+: 41%
How to Reduce Your Tax
- Contribute to a pension fund (TFSA, RA) - reduces taxable income
- Claim medical aid contributions
- Claim legitimate work expenses
- Use tax deductions available to you
- File your tax return to claim refunds
Frequently Asked Questions
How is PAYE calculated?▼
PAYE is calculated using progressive tax brackets. Your employer deducts tax based on your annual salary, divided by 12 months.
What is UIF?▼
UIF (Unemployment Insurance Fund) is a mandatory contribution (1% employee, 1% employer) that provides benefits if you lose your job.
What deductions reduce my taxable income?▼
Pension contributions, medical aid, and certain professional fees can reduce your taxable income, lowering your overall tax burden.
When should I file a tax return?▼
You should file a tax return if you earned above the tax threshold or if you want to claim deductions and get a refund.
Today's Tip
💡 Tip: Percentage increases and decreases are not reversible. A 10% increase then 10% decrease ≠ original.
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